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Short-term loans in Canada

When there is an urgent need for money, it’s rare to find a solution through traditional banks; the procedures are long, and having an average credit rating is enough to be refused.

At Send Me Cash Now, we know how important it is for you to get cash fast when you need it most. And in this type of situation, our short term loan is often the preferred solution.

What Are Short Term Loans in Canada?

Made for emergencies

Short-term loans in Canada exist because life is always full of uncertainties, and we experience unforeseen emergencies when we least expect them. These emergencies may happen when you are out of cash or don’t have enough to cover your expenses. In most cases, traditional lending institutions are not reliable when it comes to helping emergencies. 

Going the easy way

You will have to go through several verification steps before you access the loan you applied for. It is also possible that you don’t qualify for a loan even after you’ve spent several days waiting to be approved. This is because conventional lenders usually require borrowers to have a good credit history to be sure of getting their money back. 

An accessible solution

When life is not heading your way and finances seem not to catch up, short-term loans in Canada can assist you in getting back on track. Whether you’re sorting out an emergency or just going ahead of your month’s bills, short-term loans can help you get back on your feet.

Best short-term loans in Canada

Send Me Cash Now provides online loans to borrowers in Canada in the most reliable way. Online platforms from Send Me Cash Now present lenders with an easy way to access loans without moving from different physical locations with tons of paper. The entire loan activities are done online, from application to borrowing, even sharing your documents. We have capitalized on modern technology to enable lenders to sort out their financial crises as soon as possible with no credit check.

Types of short-term loans in Canada

Payday loans

payday loan is a cash advance designed to assist borrowers during a severe financial crisis or when in need of some fast cash. Many people experience a challenging financial situation between two pay dates. A short-term loan can help sort out your emergencies, and you will repay the loan once your paycheck is out.

Made for everyone

Anyone can apply for the loan, and qualifying will be much easier with the correct details upon your credentials being verified. Payday loans don’t require your credit history; hence even with a bad credit rating, you can get a loan with Send Me Cash Now. Online payday loans are approved quickly as long as you share your correct details. Payday lenders don’t take several days to approve your loan.

Short term installment loans

Installment loans are divided into installments that borrowers must periodically pay until they clear the entire repayment plan. They are personal loans best suited for people with a bad credit score. Short-term installment loans are unsecured and lenders don’t need security for your loan to be approved. Short-term installment loans are fast, and it is easy to qualify, unless you are in bankruptcy. An installment loan repayment plan boosts your credit score when you make periodic payments to cover your loan.

Application for Short-Term Loans in Canada

The application process begins with a client filling out our application forms from our website. The forms require clients to share their details, including their name, age, loan amount, date of birth, phone number, and employment details. Due to the rise in identity theft and several online insecurities, clients are advised to share the following documents to help us in verification. The documents needed are listed below.

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Photo identification

Photo identification helps prove the borrower is who they say they are. Photo identification has details about the borrower that has to resemble their credentials. The borrower’s photo, address, and contacts are easily accessed on the identification. The details featured include;

  • Passport
  • Driver’s license
  • State issued id
  • Birth certificate
  • Military ID
  • Certificate of citizenship
  • Social security number
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Current address

Short-term loans in Canada are unsecured. Therefore, the lender must be comfortable lending cash, knowing it is repayable. Someone with a stable living condition is more likely to repay a loan. At Send My Cash Now, borrowers are supposed to have lived in the shared address for more than three months before loan application. Proving your physical address can be accomplished by presenting the following documentation;

  • Rental agreement
  • Copy of your lease
  • Recent utility bill
  • Auto insurance listing your address
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Three months bank statement

When applying for a loan, you should provide three recent bank statements from your current bank. An active bank account is needed because that is where funds will be deposited. A bank statement helps us calculate the borrower’s probability of repaying the loan they are applying for. The statement also helps us know that you have a stable source of income. Short-term loan providers have to calculate the risk before lending out money without collateral.

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Recent paystubs

Pay stubs contain information about your current employment status. A steady source of income increases your chances of getting a short-term loan. Pay stubs can also help lenders deal with identity theft because they could call your workplace for inquiries about you. Your ability to repay the loan is also evident in the pay stubs. We don’t check credit scores on paystubs and therefore anyone can get a loan with us as long as you have a repayment plan.

How to Apply With Us

A short-term loan application does not require any asset as a security. The loans are carried out on a lender-borrower trust basis. Short-term loans are straightforward to apply for, qualify and cash out since they involve a few steps.

correct information


The first step that you should take is filling the application forms from our website. You can also contact us to guide you on the kind of loan you can apply for. Even if you can qualify for a bigger loan, stick to your plan and take exactly what you need. This makes the repayment process quite easy for you.

On the application form, we will require you to share with us the loan amount you are applying for, your full name, email address, date of birth, and your contacts. 


Simple requirements

Your employment details are also required to prove you have a stable income. We will then verify the information using the details that you had shared with us. Some of the details include; photo identity, current address, and last three-month bank statements. We keep clients’ details secured and confidential because it can be a problem if they land in the wrong hands, especially with rising identity theft cases.

apply online

Checking eligibility and requirements

It is important to note that most people can qualify for a short-term loan with Send Me Cash Now. The details you forward will be reviewed and verified by using our multiple verification platforms. Any false information will lead to the termination of your application. We also ensure that no false identity manages to be used on our system. Therefore, always send the correct details and counter-check before submitting your application form if you want to increase your chances of getting approved.

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Signing the loan agreement

Upon verification, a loan agreement is sent to the borrower. Please read it carefully and be particular about the loan and conditions. Here, you will get your loan type, duration, rates, and penalties upon defaulting. Send Me Cash Now is a straightforward company that only charges what is written, and we don’t charge application fees or any other hidden costs. If everything is correct, sign the agreement and send it back to us to start the direct deposit.

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Cash Out

Once you have sent back your loan agreement form, a direct deposit is made into the bank account that you share with your bank details. You can access the funds when they reflect on your accounts. You won’t have to wait for many days compared to conventional lenders, where you have to wait for several working hours to gain access to your funds. In addition, short-term loans in Canada are reliable when sorting out an immediate financial emergency you are facing since it’s fast.

Why Choose Send Me Cash Now

We offer top-notch customer service, from our loan services to our helplines. Our customers are our top priority, that’s why we offer reliable services to suit their needs. We advise borrowers on what kind of loan they qualify for and how much they need to borrow. Some of the top reasons why our customers choose us include:

Premium customer service

We protect clients’ information since we value their privacy. With the rising cases of identity theft, we know what can happen if the information lands in the wrong hands. We don’t share any details with third parties. We also offer pre-loan services, where a borrower can call with any query, and our agents will be ready to give a suitable answer.

Our short-term loans have no risk attached. We work within the law and regulations of the Consumer Protection Bureau. Send Me Cash Now works on a trust basis. At Send My Cash Now, no security is needed when granting you a loan.


Our services are fast, and borrowers don’t have to wait for several work hours to get qualified for a loan. Our online platforms cut the standard time of loan applications from approval to cashing out. You can receive your short-term loan on the same day that you apply. This will sort your financial worries or even help you sort out that emergency expense.


Our online platforms use the best security measures in the market. Lender borrower communications are also encrypted using the secure socket layout (SSL) used in the banks. As a result, no one can intercept the details you share with us.

Shorter time to incur interests

The interest accrued continues to pile up if the loan takes a long period. Short-term loans in Canada are only suitable for short periods. The interest payable is manageable, making the loan repayment process easy. In installments loans, repayment helps the borrower build their credit score due to the regular activities in their bank account.

Easy to acquire

It is easy to apply and qualify for a short-term loan. We don’t require a borrower’s asset as collateral, since we offer instant unsecured loans. You don’t have to worry if you have a bad credit history. Even a poor credit rating applicant can get approved for a personal loan. When in a tight financial spot, short-term loans can help you out in a matter of hours.


Since our services are fast, we are reliable when sorting out your emergency. Immediate financial assistance is critical during emergencies. Instead of waiting until your next pay date, get a short-term loan with Send Me Cash Now. Our loan agreement sheds light on your loan, giving you insight into how you will be repaying the loan and the interest rates in play. A loan agreement makes it easy for you to plan after repaying your loan. Prior knowledge is necessary when it comes to loan repayment to avoid a payday loan cycle.

Made for bad credit Score

Short-term loans in Canada are intended for people who lack credit but have poor credit score, and they can also help them obtain restitution. Bad credit is a common reason banks refuse a loan application. In the absence of good credit, you may have your request canceled. 

This occurs because your credit history is always checked by a traditional financial institution, and you may not be granted credit after you reach the minimum limit. You can apply and qualify for a loan from Send Me Cash Now rather than a bank.

Get a Loan With Send My Cash Now

All our actions are guided by the Consumer Protection Bureau. Therefore, the loan you apply for is secure, and with no application or hidden fees. We value honesty when dealing with borrowers before and after applying. For many years, we have been moved by the urge of rebuilding our client’s financial base and offering them customized solutions. 

Contact us today for your short-term loans in Canada

At Send My Cash Now, we help borrowers plan their repayment programs, not use loans to repay their loans. Our rates are affordable, and short-term loans are offered to everyone as long as they are not in a bankrupt position. Get a loan with Send Me Cash Now and have a customer experience second to none.At Send My Cash Now, we help borrowers plan their repayment programs, not use loans to repay their loans. Our rates are affordable, and short-term loans are offered to everyone as long as they are not in a bankrupt position. Get a loan with Send Me Cash Now and have a customer experience second to none.

Provinces served

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British columbia


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New Brunswick

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Need a loan for any project ?

Get your short-term loans in Canada with Send Me Cash Now

Short-term loans in Canada for express cash

Are you in an emergency situation that worries you more and more each day? We are fully aware of your problems, and we want to support you in overcoming them. First of all, submit your loan application online. Our brokers will get back to you immediately, and you will get your funds as quickly as possible in a completely secure manner.

An online loan tailored to your situation

Send Me Cash Now offers short-term loans of $300 to $3,000 depending on the amount you need. Indicate the amount you want when filing your application and receive it within the hour. We grant amounts that are higher than our competitors and perfectly tailored to your needs.

A real desire to support you

Our mission is to support as many Canadians as possible. Do you have limited means or a low credit score? Don’t worry: no credit check will be performed, and your cash advance will be granted without any trouble. For 17 years now, our brokers have been helping many people in the same situation as you every day.

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