Payday Loans Alberta
Apply online and get a payday loan in under an hour.
Facing financial emergencies is very common and can happen to anyone with almost two million Canadians use payday loans annually. While there are many solutions to sudden financial difficulties, it's vital to find the most effective and convenient solution for you. Send Me Cash Now offers a wide variety of financial products and services customized to meet your financial emergency needs. Our lending packages require no documents and range from $300 up to $3000.
Send Me Cash Now has more than a decade of expertise in providing the people of Canada with debt management solutions and short-term loans. You are guaranteed high-quality debt management services from an experienced lender. Our team of financial experts and brokers will offer customized advice and payday loans in Alberta to get you back on your feet.
We have a professional network of online lenders in Canada, and we ensure that every lender in our network meets the Consumer Protection Bureau standards. We ensure your payday loan application, and repayment process runs smoothly and professionally. Our core values when dealing with all our clients, employees, and business partners are:
- High consideration of our clients
- Fast service
- Transparent communication
When interacting with us, you will experience these professional values. To continue being the number one online lender, we are constantly adapting to new trends in the Canadian online lending sector. Continue reading to discover more about short-term loans provided by Send Me Cash Now.
When to Use a Payday Loan in Alberta
Payday loans offer timely and convenient financial assistance when dealing with any financial emergency. Some of the financial crises you can experience include:
- Uncovered medical bill.
- Overdue expenses
- Vehicle repairs
These situations can happen unexpectedly. You can use our payday loans to deal with the problem immediately. We consider the urgency of your situation and ensure you receive your loan within 24 hours - something traditional banks do not factor in.
We have several financial products and services meant to solve any financial emergency or difficulty you might have, including:
- Payday loans
- Cash advance loans
- No credit check loans
- Bad credit loans
- Emergency loans
Our experienced brokers will accept your online application and analyze your capability of repaying the loan you are applying for. Our quick and detailed decision-making is based on the following lending criteria:
- The amount of the loan you are applying for.
- Your bank account shouldn’t have many NSF payments.
- Your compatibility to pay the loan you have applied for.
We encourage all our clients to avoid using short-term loans, and only use them as a final option when dealing with a financial emergency. At Send Me Cash Now, we advise our clients to shy away from taking several short-term online loans to avoid a dangerous financial spiral, which will result in over-indebtedness. All our instant payday loans in Alberta are approved in less than one hour if the potential borrower meets all the requirements listed above.
With that being said, the following is a list of common requirements that will be assessed:
- A valid chequing account for at least three months
- Six months of steady employment
- Stable residence for a minimum of least six months
- Income is paid via cheque or direct bank deposit
- You have no major “black marks” on your credit record
While this assessment is taking place, analysts will conclude whether or not you have the financial means to pay back the loan agreed upon. They will take into consideration factors such as other financial obligations you have. Moreover, they’ll ensure that you aren’t subject to any financial judgments or have had any cheques bounce in recent times.
Once you’ve signed the loan contract, you should receive your money from Send Me Cash Now within an hour. With industry-leading lenders, you can generally expect payment within 24-48 hours following your application’s successful approval.
Our Application Process
The recommended time to make use of online payday loans in Ontario is when you have no other option for making ends meet. A payday loan is the perfect helper in those kinds of situation. However, there are times when it's necessary, so choosing a top-rated lender such as Send Me Cash Now is paramount.
We have a fast, streamlined application process at Send Me Cash Now. Our three-step application process allows our clients to get payday loans in Alberta with no credit check. Our main goal is to offer our clients quick loan applications in real-time. Secure your online loan using the following three steps:
Please fill out the Send Me Cash Now online loan application form. Ensure the application form has as much detail as possible, and you provide all the requested information. Our team will then analyze your submitted data and give you an instant response.
If you meet the minimum requirements of the loan you have applied for, we will send you the loan agreement. Once you receive the loan agreement, you need to sign and send it back to us. The faster you sign and send back the loan agreement, the quicker our team will disburse your loan.
Immediately after receiving the signed loan agreement, our team of lenders will quickly send you the funds to your bank account.
During our application process, we do not check your credit history. Currently, we don't have installment loans; the online loan we give you is to be repaid on your next payday.
Additionally, our interest rate is much more affordable compared to those of our competitors. Our clients enjoy an 18% interest rate on the loans they are granted. We have financing fees, charging $12 for every $100 on your loan, which includes the brokerage and interest fees.
Our Repayment Process
We offer our clients flexible loan repayment terms for their e-transfer payday loans in Alberta. Below are three main loan repayment terms:
- Weekly Payments: If you receive your pay biweekly, you can make biweekly loan repayments on your existing loans. The minimum weekly payment a client can pay towards their current loan is $60. Clients making biweekly payments pay a minimum of $120.
- Payment of more significant amounts: if you want to clear your current loan faster, clients can make a higher payment. Paying an installment higher than your weekly, biweekly, or monthly minimum amount helps you clear your loan faster.
- Paying your loan and weekly fees together in the same week.
If you are unable to make your loan repayment on time? We encourage our clients to get in touch with us at least two days before the repayment date if they cannot make timely repayment. For every payment default, you are charged a $40 billing fee. We will then defer the unpaid amount to the total loan.
You can renew your online payday loans in Alberta in the future for loans that have repayment deadlines. Since we don't report any loan defaulters to credit agencies, loan defaulting doesn't affect your overall credit score. If any of our clients fail to pay their loans, we use loan collection methods compliant with Canadian laws. An agreement is reached between our online lenders and the client, based on the client’s ability to repay the loan.
We highly discourage our clients from late repayments since outstanding amounts of the loan attract interest. If the collection process results in legal fees, the client will cater to all the legal expenses accrued during the loan recollection process.
Why choose Send Me Cash Now?
No one wants to borrow money, but in some cases, it’s unavoidable. Explore our financial products and find the best one to meet your financial needs. You can reach us via email for more professional advice and guidance regarding our various services and products.
Need a loan for any project ?
Why rely on Send Me Cash Now?
An emergency loan
An amount tailored to your situation
A real desire to support you
Payday loan: apply now
Don’t waste time; free yourself from a burden by submitting your payday loan application immediately. The procedure is very simple, only takes a few minutes, and is done in a totally confidential and secure manner.